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Debt Collection Lawyer, Expert Debt Collectors

 

Are you struggling to recover money owed to you or your business? At our law firm, we provide a professional debt recovery service. We help individuals and companies manage their outstanding debts. Our specialist debt recovery solicitors are experienced in taking effective steps to ensure you receive the money you’re owed. For all of our business services feel free to contact us.

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What Is Debt Collection?

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Debt collection is the process of recovering money that is due but has not been paid. If you have unpaid invoices, personal loans, or other debts, our debt recovery lawyers can help you. We work hard to recover your money quickly and efficiently.

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The Debt Collection Process

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1. Send a Letter Before Action (LBA) The first step in the debt collection process is to send a Letter Before Action (LBA). This letter states how much is owed. It gives the debtor 14 days to pay. It also warns of legal action if payment is not made. Sending an LBA often prompts the debtor to settle without needing further action.

2. Pre-Action Protocol Following the pre-action protocol is essential in debt recovery. This step ensures that both parties try to resolve the issue before court action begins. It involves providing the necessary information to the debtor and giving them a chance to respond.

3. Statutory Demand If the debt remains unpaid, a statutory demand can be issued. This is a formal request for payment. If you do not pay, serious actions may follow. Companies could face a winding-up petition, and individuals may face bankruptcy.

4. Court Action If payment is still not made, we can issue a county court claim on your behalf. This legal action can result in a court judgment, which formally orders the debtor to pay the debt. Our debt recovery lawyers will manage this process for you to ensure they complete everything correctly.

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Legal Costs and Interest

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Chasing unpaid debts can lead to legal costs. However, you can often claim interest under the Debts Interest Act 1998. This means the debtor will need to pay not only the original amount but also additional costs and interest.

 

Enforcement Actions

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Once a court judgment is obtained, enforcement actions can begin if the debtor still refuses to pay. These actions may include sending bailiffs, garnishing wages, or seizing assets. Our specialist debt recovery solicitors will advise you on the best enforcement methods to recover your money.

 

Dealing with Disputes

 

Sometimes, a debtor may argue they don’t owe the money. Our law firm provides expert dispute resolution services to handle such situations. We will review the case, handle any negotiations, and represent you in court if necessary. We aim to resolve disputes fairly and efficiently.

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Why Choose Our Debt Recovery Service?

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• Expertise: Our debt recovery lawyers have years of experience in dealing with all types of debt collection cases.

• Tailored Approach: We understand that each case is different. Whether you need help recovering business debts or personal loans, we will provide a solution that works for you.

• Communication: We keep you informed at every stage, from the initial phone calls to final enforcement actions.

• Cost-Effective: We work hard to minimize your legal costs while maximizing your chances of recovering your money.

 

How to Get Started

 

Recovering outstanding debts doesn’t need to be stressful. Contact us today to discuss your case.

Our debt recovery service is here to help. We can send a letter before action, issue a county court claim, or pursue enforcement actions. Let us take the burden off your shoulders and ensure you get what you’re owed.

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For debt collection fees click here.

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